NIBIR - Micro Service Foundation

1. Introduction

Welcome to NIBIR MICRO SERVICE FOUNDATION ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, website, or mobile application.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide, including:

Full name and contact details (phone number, email address)
Residential address and location information
Government-issued identification documents (Aadhaar, PAN, Voter ID)
Financial information for service purposes
Photographs for identification verification
Employment and income details

2.2 Automatically Collected Information

When you use our services, we may automatically collect:

Device information (device type, operating system)
Usage data and interaction patterns
Location data (with your consent)
Log data and analytics information

3. How We Use Your Information

We use the collected information for:

Providing and managing our financial services
Verifying your identity and eligibility
Processing transactions and maintaining records
Communicating with you about services, updates, and support
Improving our services and user experience
Complying with legal and regulatory requirements
Preventing fraud and ensuring security

4. Information Sharing and Disclosure

We may share your information with:

Service Providers: Third parties who assist in our operations
Legal Authorities: When required by law or to protect our rights
Business Partners: With your consent for related services

We do not sell your personal information to third parties.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and access controls.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Financial records are retained as per regulatory requirements.

7. Your Rights

You have the right to:

Access your personal information
Request correction of inaccurate data
Request deletion of your data (subject to legal requirements)
Withdraw consent for optional data processing
Lodge complaints with relevant authorities

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors without parental consent.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: